How it works

Time is money – so funds are provided within days

START HERE!

HOW IT

works

We partner with you to link your repayments to an affordable percentage of your future daily turnover. This ensures affordability, as the repayments are directly tied to the performance of your business through your daily cash flow cycles.

You’re using tomorrow’s turnover to raise working capital today!

GETTING STARTED?

The imali business cash advance process

GETTING STARTED?

The imali business cash
advance process

Steps
1 Prequalify
Our consultants will help you understand what amount you qualify for, and they’ll ensure that your repayments are based on a percentage of daily turnover you can afford.
2 Share your information
You supply the necessary information and documentation about you and your business.
3 Two to three business day review
We assess the financial health of your business and reach out to you with the best available funding options. Together, we’ll determine a cash advance that best meets your needs.
4 Finalise your imali business cash advance
After agreeing on the purchase price and daily repayments, all you need to do is sign the turnover sale documentation.
5 Receive your funds
You’ll receive your funds within 24 hours of acceptance!
Steps

WHAT IS A BUSINESS

cash advance?

A business cash advance is an unsecured cash injection
against the future sales of your business

A business cash advance is available to companies or close corporations in operation for longer than 12 months, and a R1 million-plus annual turnover

You get funding upfront against an agreed percentage (usually 10-15%) of daily turnover, deducted from your future sales

WHAT IS A BUSINESS

cash advance?

A business cash advance is an unsecured cash injection
against the future sales of your business.

A business cash advance is available to companies or close corporations in operation for longer than 12 months, and a R1 million-plus annual turnover.

You get funding upfront against an agreed percentage (usually 10-15%) of daily turnover, deducted from your future sales.

Key benefits

Cheaper
than equity

When assessing your options for funding, equity is the most expensive.  Unlike equity, which requires you share a percentage of profits (and losses) with your investor for life, payback on a merchant cash advance is a fixed royalty for a fixed period of time.

Cheaper
than equity

Equity is a costly funding option as it requires you to share a percentage of your business with an investor for life. In contrast, an imali business cash advance only requires a small percentage of your turnover for a short period of time.

Speedy and
simple

Typically, once we have received the necessary information and documents from you, it will take two to three business days to confirm your imali business cash advance, and you’ll receive your funds within 24 hours of acceptance.

Unsecured
by assets

An imali business cash advance is not secured by your assets. Instead, the funding is secured by future cash flow. So, if you don’t have any assets but solid cash flow in your business, you still qualify.

Pay back as
you earn

An imali business cash advance is based on future sales, with affordable daily repayments.

Cheaper
than equity

Equity is a costly funding option as it requires you to share a percentage of your business an investor for life. In contrast, an imali business cash advance only requires a small percentage of your turnover for a short period of time

Fast and
simple

Typically - once we have received the necessary information and documents from you - it will take 2-3 days to confirm your imali cash advance and you receive your funds within 24 hours after acceptance!

Unsecured
by assets

An imali business cash advance is not secured by your assets.  Instead, the funding is secured by future cash flow in your business, you still qualify.

Pay back as
you earn

An Imali business cash advance is based on future sales, with affordable daily repayments.